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New & Updated in the Library – November 2012

Recently updated Field Guides:

Association Shared Services
Meaningful partnerships are the foundation for success. Whether the motivation to “share services” or partner with another association is economic, or to offer new, increased and improved services for members, there is information to help you do just that. Below you will find a selection of articles and books pointing out the positive aspects, as well as, the ‘how-to’ to partnering.

Dealing with Stigmatized Properties
Do you dare disclose if there is murder or mayhem at your listing? What if the owner was a controversial person?  What are the professional and logistical challenges if there is a well-publicized ghost on your next property? Don’t despair, help is here! This page offers some creative marketing tools and advice for selling properties with an unsavory past.

Getting a Mortgage
A mortgage is probably the biggest loan you’ll ever take out and it’s important to look at all of your options before you sign on the dotted line. In this Field Guide you will find information on the many types of mortgages available, including creative financing options, links to real estate calculators, government programs, do’s and don’ts of refinancing and much more.

Mortgage Fraud
Mortgage fraud is one of the most notorious crimes in the United States. It has left many home owners with “underwater” mortgages that are substantially higher than the valued price of their home, many lenders with defaulted loans and foreclosed homes, and many real estate professionals in the precarious position of needing to rigorously screen new clients’ financial portfolios while keeping apprised of major regulatory changes and new procedures. Learn about the different types of mortgage fraud and discover how to recognize the signs, take precautions, and report incidents.

Lease-Option Purchases
Lease-option agreements are common when acquiring personal property—such as dishwashers, washing machines, automobiles, and TVs—but are not as common for the acquisition of real property. Lease-option agreements are generally utilized in residential real estate acquisition when a home buyer would like to purchase a home, but needs to repair her credit rating in order to secure a promissory note and mortgage. The lease-option agreement allows a buyer to lease a property for a set period of time—typically between 1-3 years—with the option to buy the property at a contractual future date. Read the articles in this NEW Field Guide to learn more about this alternative real estate financing option.

Office Properties
What is the impact of property tax on commercial property? How is the economy affecting office buildings? Get the latest on office building trends and much more in this updated field guide.

Real Estate Transfer Taxes
Real estate transfer taxes are state and local taxes that are assessed on real property when ownership of the property is transferred between parties. Although proponents say real estate transfer taxes are necessary to help fund state services, opponents view them as an unwarranted tax on home sales. The articles and studies in this Field Guide examine what transfer taxes are and their impacts on the real estate market, and provide resources on current transfer tax laws and initiatives.

REALTOR® Safety
You meet lots of people in the real estate business—some nice and some not so nice. Learn how to protect yourself at open houses and in the car. Get safety tips, handouts and posters from the National Association of REALTORS® and REALTOR® Associations.

Using GPS Navigation Systems in Real Estate
Real estate transfer taxes are state and local taxes that are assessed on real property when ownership of the property is transferred between parties. Although proponents say real estate transfer taxes are necessary to help fund state services, opponents view them as an unwarranted tax on home sales. The articles and studies in this Field Guide examine what transfer taxes are and their impacts on the real estate market, and provide resources on current transfer tax laws and initiatives.

Have an idea for a new Field Guide topic? Let us know!

Dave

Senior Information Specialist

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